Indianapolis, Greenwood and Center Grove real estate and homes for sale in Indiana, corporate relocation, luxury homes - Janice Kernel and Sherie Howard, REALTORS® Janice Kernel and Sherie Howard REALTORS(r) for Indianapolis, Greenwood and Center Grove, Indiana real estate, corporate relocation, luxury homes - NUMBER1EXPERTS™ Janice Kernel and Sherie Howard NUMBER1EXPERTS(tm) for Indianapolis, Greenwood and Center Grove, Indiana real estate, corporate relocation, luxury homes
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Janice Kernel and Sherie Howard, REALTORŪ, real estate agents and broker for Indianapolis, Greenwood and Center Grove Indiana home listings, property and land for sale - NUMBER1EXPERT(tm)


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Buyers - Jason and Kellie M.
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Real Estate - Homes - NUMBER1EXPERTS Sell More!
Janice Kernel and Sherie Howard are some of The Top Selling Real Estate Experts™
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Testimonials: Indianapolis, Greenwood and Center Grove Indiana home buying, real estate listings, and homes for sale in Wells County, IN
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Read What People Are Saying About Us 

We always ask our clients to write or email us, and tell us truthfully how they appreciated our service to them. Their feedback is so important! Here are a few highlights of what people are saying about us... 

"Bragging about Sherie"
"I owe you big time Sherie!!!!!"

"Debbie & Rick on behalf of Brandon"
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"Can you believe this??"

Sellers and Buyers - Karen & Roy H.
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"Great experience!"

Buyers - Mick & Laura F.
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"Great service!"
"...Lived up to all of our expectations!"

Sellers - David and Sara W.
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"Great Team!"

Buyers - Jason and Kellie M.
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"honest, caring, respectful..."
"She is honest, caring, respectful, a good listener & advice giver, & very professional."

Brittany D.
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"No detail is left unattended to..."
"It has been our rewarding experience to have worked with Janice Kernel..."

"Kay and Jerry F."
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"Thanks!"

Buyers and Sellers - Polly & Kurt B.
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"This was fun!"

Sellers and buyers - Mary and Steve L.
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"We love Janice!"

Sellers - Mary and Brian F.
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"We were very pleased with your entire approach...
"Please accept this letter as our thanks and highest recommendation to others considering using your services."

"Mr. & Mrs. David C."
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Tell us how We're doing! 

You have a story to tell about us. You've worked with us, and we've helped you buy or sell a home. We need your feedback. Others need your feedback, too! Please take a moment to fill out this form and tell us how we did... 

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Real Estate Tips
Financing Your Home >When Interest Rates Rise

Many people fall out of the home buying market when interest rates start to go up. This is often a mistake. Many of the best mortgages deals become available when lenders are competing for new business and sellers are competing within a smaller buyer pool. You just have to know how to keep the costs down in order to counter the higher interest rates.

One of the best tricks is the buy-down. In a buy-down, a fee is paid at the closing to get a lower interest rate. In a soft market, an anxious seller may be lured into to paying all or part of the buy-down. Another approach is to get the seller to pay some of closing costs, thus lowering the amount of cash a buyer needs to close. Frequently the seller's costs can be used as a write-off by the buyer. Always consult with your tax advisor if you are considering such an arrangement.

If the market is softening due to rising or higher rates, the price itself becomes an area where a buyer may be able to save a lot of money on a house through skillful negotiating. Lower prices mean lower loan amounts, so don't be discouraged by higher rates--use them to your advantage.

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See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What does the common acronym FSBO (pronounced fizzbo) stand for?

A 
For Sale By Owner. (Between 85 to 95% of existing homes are sold with a Realtor's help.)
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Janice Kernel and Sherie Howard, REALTORŪ, real estate agents and broker for Indianapolis, Greenwood and Center Grove Indiana home listings, property and land for sale - NUMBER1EXPERT(tm)

Janice Kernel and Sherie Howard
Keller Williams - Indy Metro South

1644 Fry Road, Suite A
Greenwood, IN. 46142
Office: 317-882-4040
Janice's Cell: 317-696-0277
Sherie's Cell: 317-445-3891
Fax: 317-882-5959
Email: TheKernelHowardGroup@NUMBER1EXPERT.com

We are experienced agents in Indianapolis and the surrounding markets. Our areas of expertise compliment each other, which is an added benefit to you. Whether buying or selling, you will find this to be the most productive way to get your transaction to closing!

Equal Housing MLS REALTOR


Keller Williams - Indy Metro South Team.com real estate and homes for sale in Indianapolis, Greenwood and Center Grove Indiana

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