Indianapolis, Greenwood and Center Grove real estate and homes for sale in Indiana, corporate relocation, luxury homes - Janice Kernel and Sherie Howard, REALTORS® Janice Kernel and Sherie Howard REALTORS(r) for Indianapolis, Greenwood and Center Grove, Indiana real estate, corporate relocation, luxury homes - NUMBER1EXPERTS™ Janice Kernel and Sherie Howard NUMBER1EXPERTS(tm) for Indianapolis, Greenwood and Center Grove, Indiana real estate, corporate relocation, luxury homes
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Janice Kernel and Sherie Howard, REALTORŪ, real estate agents and broker for Indianapolis, Greenwood and Center Grove Indiana home listings, property and land for sale - NUMBER1EXPERT(tm)
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First Time Homebuyers: Indianapolis, Greenwood and Center Grove Indiana home buying, real estate listings, and homes for sale in Wells County, IN
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose Top Experts. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Indianapolis and surrounding area real estate experts, it's our job to guide you, from beginning to end. 

We will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. 

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly... 

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# of Bedrooms
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Approx. SQFT
# of Acres

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Describe Or Location
Ceramic Tile Floors
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Counter Tops
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Jetted Tub
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Walk-In Closets
Vaulted or Cathedral Ceilings
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Sun Room

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Real Estate Tips
Accepting An Offer >Negotiating Factors

Negotiations for the sale of a home can be affected by emotional factors. For example, it is easy to be offended by someone who is making an offer on your property. Even if the buyers love your house, they are trying to negotiate the best possible price and terms. They probably will not let you know how much they want your home until they have negotiated a purchase agreement.

Buyers almost never write offers that please the sellers entirely. Offers and counter offers may be traded back and forth over days or weeks. Terms of the sale will be discussed and deadlines will be set. When there is finally a meeting of the minds, both sides may feel relieved but exhausted by the process. One of a real estate agent's most important jobs is to act as the intermediary during such negotiations. With your agents knowledge of financing, negotiation procedures, and the tax laws affecting real estate sales, agents come up with creative solutions to the challenges that may arise.

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Real Estate Trivia
Q 
During what great land boom (1919) did investors pay up to $25,000 for lots that had not yet been dredged up from the ocean?

A 
The Florida Land Boom--Carl Fisher founded Miami Beach that year and brought hundreds of investors to the state.
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Janice Kernel and Sherie Howard, REALTORŪ, real estate agents and broker for Indianapolis, Greenwood and Center Grove Indiana home listings, property and land for sale - NUMBER1EXPERT(tm)

Janice Kernel and Sherie Howard
Keller Williams - Indy Metro South

1644 Fry Road, Suite A
Greenwood, IN. 46142
Office: 317-882-4040
Janice's Cell: 317-696-0277
Sherie's Cell: 317-445-3891
Fax: 317-882-5959
Email: TheKernelHowardGroup@NUMBER1EXPERT.com

We are experienced agents in Indianapolis and the surrounding markets. Our areas of expertise compliment each other, which is an added benefit to you. Whether buying or selling, you will find this to be the most productive way to get your transaction to closing!

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