Indianapolis, Greenwood and Center Grove real estate and homes for sale in Indiana, corporate relocation, luxury homes - Janice Kernel and Sherie Howard, REALTORS® Janice Kernel and Sherie Howard REALTORS(r) for Indianapolis, Greenwood and Center Grove, Indiana real estate, corporate relocation, luxury homes - NUMBER1EXPERTS™ Janice Kernel and Sherie Howard NUMBER1EXPERTS(tm) for Indianapolis, Greenwood and Center Grove, Indiana real estate, corporate relocation, luxury homes
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Janice Kernel and Sherie Howard, REALTORŪ, real estate agents and broker for Indianapolis, Greenwood and Center Grove Indiana home listings, property and land for sale - NUMBER1EXPERT(tm)


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Real Estate Tips
Financing Your Home >Qualifying Guidelines

It may be difficult to qualify for a home mortgage loan. As a buyer, you may find the perfect home, but finding the perfect financing might become elusive. After you complete the application process, your lender may turn you down, which is an upsetting development for any prospective homebuyer. What can be done to remedy such a setback?

The answer depends on why you were turned down. If your income is too low to satisfy one mortgage company, there might be another company with more liberal qualifying guidelines. If you have had credit problems, some lenders may be more willing than others to help you clear them up in a manner that satisfies their underwriters. If your loan runs into problems, sit down with the loan officer and your real estate agent to investigate the possibility of using a different lender. The first company may be able to "assign" the package to a competitor, enabling you to use your same credit report and appraisal. You will need the cooperation of your sellers, too.

While loan rejections are disappointing, they can be resolved.

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Real Estate Trivia
Q 
What is considered one of the greatest U.S. construction projects that was also of great strategic importance to the U.S.?

A 
The Panama Canal, begun in 1904 and completed in August, 1914, which cost $366,650,000.
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Janice Kernel and Sherie Howard, REALTORŪ, real estate agents and broker for Indianapolis, Greenwood and Center Grove Indiana home listings, property and land for sale - NUMBER1EXPERT(tm)

Janice Kernel and Sherie Howard
Keller Williams - Indy Metro South

1644 Fry Road, Suite A
Greenwood, IN. 46142
Office: 317-882-4040
Janice's Cell: 317-696-0277
Sherie's Cell: 317-445-3891
Fax: 317-882-5959
Email: TheKernelHowardGroup@NUMBER1EXPERT.com

We are experienced agents in Indianapolis and the surrounding markets. Our areas of expertise compliment each other, which is an added benefit to you. Whether buying or selling, you will find this to be the most productive way to get your transaction to closing!

Equal Housing MLS REALTOR


Keller Williams - Indy Metro South Team.com real estate and homes for sale in Indianapolis, Greenwood and Center Grove Indiana

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