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MLS listings for Indianapolis Real Estate, Greenwood Real Estate, Center Grove Real Estate and all Johnson County, Indiana
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Find Out About the Latest Homes for Sale First!
We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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Janice Kernel and Sherie Howard
are some of The Top Selling Real Estate Experts™
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Indianapolis Real Estate, Greenwood Real Estate, Center Grove Real Estate, and all Johnson County, Marion County, Hendricks County, Morgan County Indiana MLS.
For Short Sale Advice, call 317-893-1613.
Seniors looking for advice, call 317-696-0277.
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Looking for Indianapolis and surrounding areas local market information? We've summarized much of what is important about Indianapolis Real Estate, Greenwood Real Estate, Center Grove Real Estate and Johnson County real estate markets.
Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice including Short Sales and Senior Resourses . We belong the THE SHORT SALE SPECIALISTS NETWORK and THE SENIOR RESOURCE SPECIALISTS NETWORK. That's our job. Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR real estate agents. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. Buying and selling a home is one of the biggest events in your life. As top Indianapolis, Greenwood,Center Grove and Johnson County Indiana real estate agents, we have the experience and track record you are looking for. Please let us help. - Janice Kernel and Sherie Howard  |
Keller Williams Agents in the Indianapolis Real Estate, Greenwood Real Estate and Johnson County Real Estate Markets. |
Financing Your Home >Owner Financing
If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.
Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.
Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.
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| Q |
Nearly every state has a mandate for seller disclosure. What must a seller disclose?
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| A |
The seller must disclose any existing problems, defects or conditions that could affect the value of the house.
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