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Search the MLS Search Indianapolis, Greenwood, Center Grove,Johnson County, Local MLS HERE!
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Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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Janice Kernel and Sherie Howard
are some of The Top Selling Real Estate Experts™
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Welcome! Find Great Buyer and Seller Information and search the Indianapolis, Greenwood, Center Grove, and Johnson County Indiana MLS here!
Give Janice and Sherie a call! 317-882-4040
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Looking for homes? Search everything the web has to offer including Indianapolis, Greenwood, Center Grove and Johnson County Indiana MLS Search, right here! Plus don't miss our Featured Homes. Need local real estate information? We've summarized much of what is important about the Indianapolis, Greenwood,Center Grove and Johnson County real estate market in this site. Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job. Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR real estate agents. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. Buying and selling a home is one of the biggest events in your life. As top Indianapolis, Greenwood,Center Grove and Johnson County Indiana real estate agents, we have the experience and track record you are looking for. Please let us help. - Janice Kernel and Sherie Howard  |
First Time Buyers >Good Faith Estimates
Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.
If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.
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| Q |
What took over 30,000 workmen to construct and is considered the second largest palace in the world?
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| A |
The Palace of Versailles, 14 miles southwest of Paris and completed in 1682, is famous for its size and its beauty.
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